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In fact, with so many options available it is difficult to determine the coverage you need. The terrorist attacks in the United States September 11, 2001 has produced one of the largest insurance losses in history. Some sources say that Hurricane Katrina caused extensive losses, others find 9 / 11 to represent the loss of the most catastrophic insurance. All agree that the loss exceeded 32 billion in estimated time of global insurance stocks were about soma doublecross photo $ 300 billion.

Loss involved property insurance, workers compensation, liability insurance, insurance companies, and many other facets of the insurance market. And the current market for insurance business has changed forever the day. Erwann Michel-Kerjan, managing director of the Wharton Risk Management and decision-making Center, analyzed the changes in risk and insurance management of the 9 / 11. In a recent article from Wharton, the immediate changes in the last three or four years are exposed: "In a document of 2010, soma doublecross photo Michel-Kerjan studied the evolution of soma doublecross photo terrorism insurance in the United States since the attacks before 9 / 11,.

he said, the risk of terrorism was included as a hazard is not identified in most commercial insurance soma doublecross photo policies. The attacks have shaken the area, causing an estimated $ 23 billion of damage, making it the second most costly disaster in U.S. In early 2002, 45 states allowed insurers to exclude terrorism from their corporate policies, leading to the creation of Terrorism Risk Insurance Act (TRIA), a public-private program that covers up to $ 100 billion of losses insured.